Loan in the social micro finance with interest rates.

Sorted by Alexa rank :

- 10074 Lendingclub.com : 68K lenders, 3B in loans, X% repayment, X$ min, average 7.45% yearly interest. Since 2006.
- 19408 Prosper.com : 2M lenders, 852M in loans, 92% repayment, 25$ min, average 8.89% yearly interest. Since 2006.
- 55388 Fundingcircle.com : 65k lenders, 209M in loans, 99% repayment, X$ min, average 5.7% yearly interest. Since 2009.
- 65338 Zopa.com : 45K lenders, 456M in loans, X% repayment, X min, average 1.36% yearly interest. Since 2005.
- 111889 Comunitae.com : XK lenders, XM in loans, X% repayment, 50 min, average 8.18% yearly interest. Since 2008.
- 113726 Pret-dunion.fr : XK lenders, 58M in loans, X% repayment, X min, average 5.3% yearly interest. Since 2010.
- 117777 Isepankur.ee : 4k lenders, 10M in loans, X% repayment, 5 min, average 21% yearly interest. Since 2008.
- 151669 Ratesetter.com : Xk lenders, 164M in loans, X% repayment, 100 min, average 4.7% yearly interest. Since 2008.
- 236665 Zidisha.org : 4K lenders, 1M in loans, 81% repayment, 1$ min, average 4.78% yearly interest. Since 2009.
- 342024 Omaraha.ee : 12k lenders, 4M in loans, X% repayment, X$ min,*average 40% yearly interest. Depuis 2010.
- 733738 Myc4.com : 20K lenders, 22M in loans, X% repayment, X$ min, average 1.7% yearly interest. Since 2006.
- 783208 Cashare.ch : XK lenders, XM in loans, X% repayment, 200CHF min, average 7.5% yearly interest. Since 2008.
- 821171 Rebuildingsociety.com : 2K lenders, 1M in loans, X% repayment, X min, average 15.5% yearly interest. Since 2008.
- 866113 Abundancegeneration.com : XK lenders, XM in loans, X% repayment, 5 min, average 7.5% yearly interest. Since 2011.
- 925373 Thehousecrowd.com : XK lenders, XM in loans, X% repayment, 1000 min, average 7.5% yearly interest. Since 2011.
- 978093 Fundingknight.com : XK lenders, 3M in loans, 99% repayment, 25 min, average 10.5% yearly interest. Since 2011.
- 1170340 Assetzcapital.co.uk : XK lenders, 14M in loans, 98% repayment, 20 min, average 12.7% yearly interest. Since 1999.
- 1733970 Thincats.com : 2K lenders, 53M in loans, 99% repayment, 1000 min, average 9% yearly interest. Since 2007.
- 1770121 Lendinvest.com : XK lenders, 25M in loans, X% repayment, 10000 min, average 11.34% yearly interest. Since 2011.
- 2109015 Savingstream.co.uk : 272 lenders, 1M in loans, 100% repayment, X min, average 12% yearly interest. Since 2013.
- 2243452 Yes-secure.com : XK lenders, 400k in loans, X% repayment, X$ min, average 14% yearly interest. Since 2001.
- 2850843 Wellesley.co.uk : XK lenders, 5M in loans, X% repayment, X$ min, average 5.62% yearly interest. Since 2003.
- 3946696 Myazimia.org : XK lenders, 210M in loans, X% repayment, 10 min, average 5.85% yearly interest. Since 2010.
- 5281892 Folk-folk.com : XK lenders, 19M in loans, X% repayment, 25000 min, average 7% yearly interest. Since 2005.
- 5690171 Oxusnetwork.org : XK lenders, XM in loans, X% repayment, X$ min, average X% yearly interest. Since 2009.
- 5969060 Thepaperstreet.com : XK lenders, XM in loans, X% repayment, X$ min, average X% yearly interest. Since 2013.
- 19018068 Myelen.com : XK lenders, XM in loans, X% repayment, 200 min, average 5.5% yearly interest. Since 2007.

Others : Bethelender.co.uk, Fundingempire.com, FundingSecure.com, MoneyAuction.co.kr, Maneo.jp.

We have to consider the financial statement of these services on several years to be sure that they won't shut down. For example Prosper.com has been in default payment for several years.

In Europe, the most interesting platform seems to be Isepankur.

To hope to reach the indicated rate, you have to diversify a lot. If we take Lendingclub.com for example (and according to the reviews) and you participate to 100 loans with 25$, you will only reach 4% per year. Whereas if you participate to 10 000 loans (still with 25$), you will get the wanted 7,45% per year.